Approaching the summer of my second year as the elected Sheriff of Philadelphia City and County, I, like most, am looking forward to the warmer weather and the many activities (most of them free) sponsored by the city and/or other organizations.
The sheriff’s office is also sponsoring a number of free informational workshops and seminars this summer on everything from how to buy at a sheriff’s sale, to things you can do to stop your home from foreclosure.
We’ve already partnered with folks in the African and Caribbean community to provide information to about 200 people at St. Cyprian’s Catholic Church on Cobbs Creek Parkway, immediately following an April Sunday Mass.
Most recently we teamed up with El Concilio (council of Latin speaking organizations) and El Sol, a local Spanish language newspaper to present a workshop at 7th & Fairmont that addressed the rising number of foreclosures in this community and how to possibly bring those numbers down.
Councilwoman Maria D. Quinones-Sanchez was also there to offer information about AVI and stress the importance of workshops like ours to help those in need of advice, and/or, counseling from a mortgage foreclosure expert.
We will also be supporting clean up efforts throughout the city this summer, as well as host a number of informational seminars and workshops at places of worship, recreation centers and banquet halls across the city.
I recently read a report called Collateral Damage: The Spillover Costs of Foreclosures by Debbie Bruenstein Bocian, Peter Smith and Wei Li. The report gave some very somber statistics that stated: “Between 2007 and 2011, 10.9 million homes went into foreclosure” across the country.
The report went on to say that these foreclosures “not only have harmed the families that experienced them, they also have had the negative effects that extend to the neighborhood, community and wider economy”.
In other words, when a house goes into foreclosure, there is a ripple effect that impacts the block, and even the entire neighborhood.
My office understands the dynamics of this, which is why you will see us this summer offering encouragement and even muscle to street cleaning events, community gardens, job fairs, and free medical tests.
The complexities that lead to a foreclosure are often small in the beginning, but grow large and unstoppable because of apathy and a lack of knowledge. This, in turn, kicks in the sense of hopelessness because there seems to be no way out of their situation.
As my office continues to offer assistance in the form of advice and referrals, I sincerely hope that those who need help will take advantage of this information and share it as often as necessary.
I believe that a stable and aesthetically pleasing community is a large part of the incentive for folks to understand the importance of keeping up with mortgage payments.
After all, if you like where you live, you will want to stay where you live.